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M-Ledger APK Download - The smart app for M-PESA management



Download M Ledger APK: A Guide to Transform Your M-PESA Experience




If you are a frequent user of M-PESA, the mobile money service from Safaricom, you might have wondered how to keep track of your transactions, balances, and contacts. You might have also wished for a way to access your M-PESA history beyond the last month, or to export your data to Excel for analysis. Well, there is an app that can help you with all that and more: M Ledger.


M Ledger is an Android app that transforms your phone into a financial journal from your M-PESA transactions. It downloads your M-PESA history from Safaricom and compares it against your local text messages, generating a detailed record of your transactions including graphs and charts. In this article, we will show you how to download and install M Ledger APK, and how to use its features and benefits.




download m ledger apk



What is M Ledger?




M Ledger is an app developed by Safaricom Limited, the leading mobile network operator in Kenya. It is designed to help M-PESA users manage their finances better by providing them with useful information and insights from their transactions. M-PESA is a mobile money service that allows users to send and receive money, pay bills, buy airtime, and access other financial services using their phones.


M Ledger is not an official Safaricom app, but it is authorized by Safaricom to access your M-PESA data. It does not store any of your personal information or passwords on its servers, and it does not interfere with your normal use of M-PESA. It only reads your text messages and compares them with the data from Safaricom's servers.


Features and benefits of M Ledger




M Ledger has many features and benefits that can help you improve your financial management and planning. Some of them are:


  • Access to your immediate last 6 months of M-PESA history.



  • Universal search facility for PayBill, Buy Goods, Bank USSD Codes and transactions.



  • A recent dashboard displaying your most recent transactions, color-coded and easy to read.



  • Total amount of money sent and received by day, month, and year.



  • List of transactions by person, business, utility, etc.



  • Top 20 list of people you send and receive money from.



  • Total transactions by type; i.e. Airtime, PayBill, etc.



  • Export of transactions to Excel.



How to download and install M Ledger APK




If you want to download and install M Ledger APK on your Android phone, you can follow these simple steps:


  • Go to [1]( or [2]( on your phone's browser and click on the download button.



  • Once the download is complete, open the file and tap on install. You might need to enable unknown sources in your settings if you haven't done so before.



  • After the installation is done, open the app and accept the terms and conditions.



  • You will be asked to enter your phone number and a verification code that will be sent to you via SMS.



  • Once you verify your number, you will be able to access your M-PESA history and other features of the app.



How to use M Ledger




Now that Now that you have downloaded and installed M Ledger APK, you can start using it to access your M-PESA history and other features. Here are some tips on how to use M Ledger: How to access your M-PESA history




To access your M-PESA history, you need to sync your data with Safaricom's servers. To do this, tap on the sync icon on the top right corner of the app. You will be asked to enter your M-PESA PIN and confirm the request. The app will then download your M-PESA history from the last six months and compare it with your text messages. This might take a few minutes depending on your internet connection and the number of transactions you have.


Once the sync is complete, you will be able to see your M-PESA history on the app. You can swipe left or right to navigate through different months, or tap on the calendar icon to select a specific month. You can also tap on the graph icon to see a summary of your transactions by day, month, or year.


How to search for transactions, codes, and contacts




If you want to find a specific transaction, code, or contact, you can use the universal search facility on the app. To access it, tap on the magnifying glass icon on the top left corner of the app. You can then enter any keyword related to your query, such as a name, number, amount, date, or code. The app will then display all the matching results from your M-PESA history.


You can also filter your results by tapping on the filter icon on the top right corner of the search screen. You can filter by transaction type, such as airtime, paybill, buy goods, etc., or by date range. You can also sort your results by date or amount.


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How to export your transactions to Excel




If you want to export your transactions to Excel for further analysis or backup, you can do so easily with M Ledger. To export your transactions, tap on the menu icon on the top left corner of the app and select "Export". You will then be able to choose which month or year you want to export, and whether you want to include graphs or not. You can also choose whether you want to export as CSV or XLS format.


Once you select your options, tap on "Export" and wait for the app to generate the file. You will then be able to share the file via email, WhatsApp, Google Drive, or any other app that supports file sharing. You can also open the file with any app that supports Excel files.


FAQs about M Ledger




Here are some frequently asked questions about M Ledger and their answers:


Is M Ledger safe and secure?




Yes, M Ledger is safe and secure. It does not store any of your personal information or passwords on its servers, and it does not interfere with your normal use of M-PESA. It only reads your text messages and compares them with the data from Safaricom's servers. It also encrypts all your data locally on your phone using AES-256 encryption.


Does M Ledger work offline?




Yes, M Ledger works offline. You can access your M-PESA history and other features without an internet connection once you have synced your data with Safaricom's servers. However, you will need an internet connection to sync new data or export your transactions.


How much does M Ledger cost?




M Ledger is free to download and use. However, it uses some of your airtime or data bundles when syncing or exporting data. The amount of airtime or data used depends on the number of transactions you have and the size of the file you export.


What are the system requirements for M Ledger?




M Ledger requires Android 4.0 or higher and at least 10 MB of free space on your phone. It also requires permission to access your text messages, contacts, storage, and phone state.


How can I contact M Ledger support?




If you have any questions, feedback, or issues with M Ledger, you can contact their support team via email at mledger@safaricom.co.ke or via phone at +254 722 000 000.


Conclusion




M Ledger is a useful app that can help you transform your M-PESA experience by providing you with detailed information and insights from your transactions. It allows you to access your M-PESA history from the last six months, search for transactions, codes, and contacts, and export your data to Excel. It is safe, secure, and easy to use.


If you If you want to download and install M Ledger APK on your Android phone, you can follow the steps in this article and enjoy the benefits of this app. You can also share this article with your friends and family who use M-PESA and help them improve their financial management and planning. Thank you for reading and have a great day!


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